Examples of Income Exempt from Garnishment
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The following are examples of some of the types of income that are exempt from garnishment and the citations where each type may be found in the law. Please note that this is not intended as a complete list. You may want to contact your lawyer or legal aid agency for further assistance.
• Individual Retirement Account (IRA) – [MCL 600.6023(a)(11)}
• Social Security Benefits – [42 USC, Section 407]
• Supplemental Security Income Benefits (SSI) – [42 USC, Section 1383(d)]
• Aid to Families with Dependent Children (AFDC) – [MCL 400.63]
• General Assistance Benefits (GA) – [MCL.63]
• Unemployment Compensation Benefits – [MCL 421.30]
• Veterans Assistance Benefits – [38 USC, Section 3101]
• Workers’ Compensation Benefits – [MCL 418.821]
• The first $500.00 on deposit in a savings and loan savings account – [MCL 491.628]
• Cash value or proceeds of life insurance or annuity, payable to the spouse or children of the insured – [MCL 500.2207(1)]
• Income benefits under the Michigan Civil Service Act – [MCL 38.40]
• Income benefits under the Michigan Retirement Act – [MCL 421.30]
• U.S. Civil Service Retirements Benefits – [5 USC, Section 8346]